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Government/ Non-profit

Municipal:

Municipal Checking

Best Fit: For municipalities and school districts that want hassle-free checking with a variety of options in one, easy to manage package.

  • No minimum balance required.
  • Up to 600 transactions free per month. 
  • VISAź Check Card
  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access.
  • E-Statement
  • Check Imaging or Check Safekeeping

Municipal Interest Checking

Best Fit: For municipalities and school districts that want their account balances to earn interest.

  • A competitive interest rate is paid on all balances.
  • No activity fees or monthly maintenance fee.
  • VISAź Check Card
  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access.
  • Online Bill Payment
  • E-Statement
  • Check Imaging or Check Safekeeping

The Municipal Interest Checking Account is in compliance with the Commonwealth of Pennsylvania Act 72 of 1971 (P.L 281). ACIB Group will supply the collateralization letter on funds in excess of $250,000, as required by the Act. Rates are subject to change. Fees may reduce earnings on the account. 

Government Funds Savings

The Government Fund Savings Account is a negotiated rate statement savings account that earns interest with no minimum balance requirements.

  • No monthly minimum balance requirements.
  • Interest rates fixed weekly based on the current Fed Funds Rate.*
  • No limit to the number of deposits or in-person withdrawals.
  • Up to (6) transfers per statement period via a combination of preauthorized, automatic transfer, telephone or web transfers.
  • No monthly maintenance or activity fees.

The Government Fund Savings Account is in compliance with the Commonwealth of Pennsylvania Act 72 of 1971 (P.L. 281). ACIB Group will supply the collateralization letter on funds in excess of $250,000, as required by the Act.

 

Community:

Community Checking

Best Fit: For non-profit organizations  that want hassle-free checking with a variety of options in one, easy to manage package.

  • No minimum balance required.
  • Up to 600 transactions free per month. 
  • VISAź Check Card
  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access.
  • E-Statement
  • Check Imaging or Check Safekeeping

Community Interest Checking

Best Fit: For non-profit organizations that want their account balances to earn interest

  • A competitive interest rate is paid on all balances.
  • No activity fees or monthly maintenance fee.
  • VISAź Check Card
  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access.
  • Online Bill Payment
  • E-Statement
  • Check Imaging or Check Safekeeping

Community Statement Savings

ACIB Business Statement Savings account is a practical financial tool for those looking for competitive rates with a low minimum requirement. 

 
  • $25 minimum to open an account
  • Competitive interest earned on daily balance of $100 or more
  • Quarterly or monthly statements
  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access
  • E-Statement
  • Low monthly inactivity fee if inactive for (2) years and balance falls below $1,000
 

Community Horizon Money Fund

Our Horizon Money Fund offers multiple tiers of interest, which gives you the ability to earn higher returns as balances increase. 

  • Requires a $1,500 minimum monthly balance to earn interest
  • Allows unlimited deposits and withdrawals in person or by mail
  • Limit to (6) auto transfer and (3) third party checks per statement cycle
  • VISAź Check Card
  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access
  • Online Bill Payment
  • E-Statement
  • Check Imaging or Check Safekeeping
  • Low monthly maintenance fee if balance below $1,000 and no activity after after (1) year of inactivity

For more information on our Cash Management Solutions,  contact us or visit one of our financial centers located near you!

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