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Checking

 

Finding the perfect type of checking account for your business can make a difference.  Our wide array of checking options means that no matter the size or focus of your company, you will find the right account that optimizes performance.

 

Free Business Checking

Best Fit: For small businesses that want hassle-free checking with a variety of options in one, easy to manage package.

  • No minimum balance required.

  • Up to 600 transactions free per month. 

  • VISAź Check Card

  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access.

  • E-Statement

  • Check Imaging or Check Safekeeping

 

Business Interest Checking

Best Fit: For sole proprietors who want their account balances to earn interest

  • A competitive interest rate is paid on balances of $1,000 or greater.

  • Low activity fees and low monthly maintenance fee.

  • VISAź Check Card

  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access.

  • E-Statement

  • Check Imaging or Check Safekeeping

 

Capital Growth Checking

Best Fit: For sole proprietors and non-profit organizations who want the freedom of checking and the return of a high-yield money market

  • $10,000 minimum to open account

  • $10,000 daily balance to avoid monthly fee

  • VISAź Check Card

  • 24-hour ACIB ATM, Automated Telephone Banking, and Online Banking access

  • Bill Pay.**

  • E-Statement

  • Check Imaging or Check Safekeeping

 

ACIB Commercial Checking

Best Fit: For businesses who have high levels of account activity and/or maintain substantial account balances.

 

  • No minimum balance

  • Full account analysis used

  • Activity costs can be offset by an earnings credit on your collected balances.

  • VISAź Check Card

  • E-Statement

  •  Business Web Banking

  • Check Imaging or Check Safekeeping

 

Zero Balance Accounts

Best Fit: For those looking to save time and reduce costs by eliminating the need to make transfers between accounts.

  • Available for any business customer who has multiple Commercial Checking accounts.

  • Business customers can link multiple sub-accounts to one concentration account.

  • Sub-accounts may be those used for payroll, expense accounts, tax accounts, and so on, to improve the company's use of cash.

 

 

 

ACIB Commercial Sweep
Best Fit:
Establish a target balance  for your ACIB Commercial Checking Account and any balance above the target is automatically swept into your interest earning money market account.  Best of all, it's FDIC insured! 
 

                      
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